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Introduction to Montana Slot Machine Casino Gambling in 2020

Montana slot machine casino gambling consists of eight tribal casinos with video games of skill (Class II) or games-of-chance (Class III) as well as video gaming machines (VGMs) at numerous bars and taverns

Theoretical return limits exist for Montana’s bars and taverns having video gaming machines (VGMs) but not for Montana’s tribal casinos. No actual return statistics are publicly available from either.

This post continues my weekly State-By-State Slot Machine Casino Gambling Series, an online resource dedicated to guiding slot machine casino gambler to success. Now in its third year, each weekly post reviews slots gambling in a single U.S. state, territory, or federal district.

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Relevant Legal Statutes on Gambling in Montana*

The minimum legal gambling age in Montana does not depend upon the gambling activity:

Land-Based Casinos: 18
Poker Rooms: 18
Bingo: 18
Lottery: 18
Pari-Mutuel Wagering: 18

Commercial businesses must have an alcoholic beverages license to have up to 20 video gaming machines (VGM). Most locations are bars and taverns, but may also be laundry mats, truck stops, and other small businesses. The maximum bet on VGMs is $2 while the maximum payout is $800.

Montana collects a 15% tax on business income from video gaming machines. For fiscal year 2019, the tax collections for VGMs was $63 million toward the state general fund.

Each state-tribal gaming compact describes:

How many machines each tribal casino can offer.
Whether they will have Class II bingo-style games-of-skill or Class III Vegas-style games-of-chance gaming machines.
Maximum bet and maximum award limits.

Specifically, for the seven federally-recognized tribes in Montana:

Assiniboine and Sioux Tribes of the Fort Peck Indian Reservation
- 2012 compact allows up to 750 Class III Vegas-style gaming machines
- Maximum bet and payout: $10 and $2,500 for regular gaming machines
- 20% of machines may be high stakes with $50 bets and $5,000 payouts
Blackfeet Tribe of the Blackfeet Indian Reservation
- No existing tribal-state compact
- Offers only Class II bingo-style gaming machines
Chippewa Cree Tribe of Rocky Boy’s Indian Reservation
- 2012 compact allows up to 750 Class III Vegas-style gaming machines
- Maximum wagers on all machines is $10
- Maximum payouts are $3,000 on up to 500 machines
- Maximum payouts are $5,000 on up to 250 machines
Crow Tribe of the Crow Indian Reservation
- 2014 compact allows up to 925 Class III Vegas-style gaming machines
- Two-thirds may be regular stakes with maximum $10 bet and $3,000 payout
- One-third may be high stakes with maximum $50 bet and $5,000 payout
Gros Ventre and Assiniboine Tribes of the Fort Belknap Indian Reservation
- 2007 compact allows up to 400 Class III Vegas-style gaming machines
- All machines have a maximum bet of $5 and a maximum payout of $2,000
Northern Cheyenne Tribe of the Northern Cheyenne Indian Reservation
- 2013 compact allows up to 750 Class III Vegas-style gaming machines
- Maximum payouts are $3,000 on all gaming machines
Salish and Kootenai Tribes of the Flathead Indian Reservation
- No existing tribal-state compact
- Offers only Class II bingo-style gaming machines

*The purpose of this section is to inform the public of state gambling laws and how the laws might apply to various forms of gaming. It is not legal advice.

Slot Machine Private Ownership in Montana

Slot machines owned in Montana privately if they are at least 30 years old.

Gaming Control Board in Montana

Montana’s gaming control board is its Gambling Control Division within the Montana Department of Justice. Further, Montana has a Gaming Advisory Council (GAC) which also reports to the Justice Department. The GAC advises the state legislature on public policy matters related to gaming every two years with its Biennial Report.

Casinos in Montana

There are eight American Indian tribal casinos and many bars and taverns with slot machines in Montana.

The largest casino in Montana is Gray Wolf Peak Casino with 307 gaming machines.

The second-largest casino is Glacier Peaks Hotel & Casino with 300 gaming machines.

Commercial Casinos in Montana

There are 1,309 bars and taverns in Montana having a total of 16,883 video gaming machines (VGMs). Each licensed retailer can have up to a maximum of 20 VGMs, although eight of these businesses have only a single VGM.

Tribal Casinos in Montana

Montana has eight tribal casinos:

Charging Horse Casino & Bingo in Lame Deer located 342 miles east of Helena.
Fort Belknap Casino in Harlem located 46 miles west of Malta.
Glacier Peaks Hotel & Casino in Browning located 126 miles northwest of Great Falls.
Gray Wolf Peak Casino in Missoula located 113 miles west of Helena.
KwaTaqNuk Casino Resort in Polson located 182 miles northwest of Helena.
Northern Winz Hotel & Casino in Box Elder located 89 miles northeast of Great Falls.
Northern Winz II Casino in Box Elder located 89 miles northeast of Great Falls.
Silverwolf Casino in Wolf Point located 320 miles east of Great Falls.

Other Gambling Establishments

As an alternative to enjoying Montana slot machine casino gambling, consider exploring casino options in a nearby state. Bordering Montana is:

North: Canadian Provinces of Alberta, British Columbia, and Saskatchewan
East: North Dakota Slots and South Dakota Slots
South: Wyoming Slots
West: Idaho Slots

Each of the links above will take you to my blog for that neighboring U.S. Cool cat casino deposit bonus codes. state to Montana.

Our Montana Slots Facebook Group

Are you interested in sharing and learning with other slots enthusiasts in Montana? If so, join our new Montana slots community on Facebook. All you’ll need is a Facebook profile to join this closed Facebook Group freely.

There, you’ll be able to privately share your slots experiences as well as chat with players about slots gambling in Montana. Join us!

Payout Returns in Montana

Video gaming machines in Montana’s bars and taverns have a minimum theoretical payout limit of 80% for video slot machines, video bingo, video keno, and video poker. Further, video slot machines have a maximum theoretical payout limit of 92%.

No limits on payout returns have been set for Montana tribes, with one slight exception. The Chippewa Cree Tribe of the Rocky Boy’s Indian Reservation have their negotiated tribal-state compact which states that slot machines designed and developed for exclusive use by the tribe do not have legal minimum and maximum payout return limits.

However, game themes used in other gaming jurisdictions must have the same maximum theoretical payout return limit of 92% for video slots in Montana’s commercial bars and taverns.

Actual return statistics for gaming machines in Montana, whether commercial or tribal, are not publicly available.

Summary of Montana Slot Machine Casino Gambling in 2020

Montana slot machine casino gambling consists of eight tribal casinos in addition to 1,309 small businesses having 16,883 video slots, video keno, video bingo, and video poker gaming machines.

Commercial video gaming machines have a minimum theoretical payout return of 80% and, for video slot machines only, a maximum theoretical payout of 92%. Tribal casinos have no theoretical payout limits except for the Chippewa Cree Tribe which has a maximum theoretical payout of 92% for their non-exclusive slot machine game themes.

Annual Progress in Montana Slot Machine Casino Gambling

Over the last year, there has been little change in the slots gaming industry in Montana.

In the beginning

The amazing story begins back in April 2009 when Kane – a virtuoso pianist with a penchant for Game King video poker – stumbled upon a very serious hole in the machine’s programming. There was a bug which had gone undetected for seven years, according to the Wired.com piece on this remarkable tale!

By Nevada standards, The Fremont Hotel and Casino in downtown Las Vegas’ Glitter Gulch is an unassuming place, offering topless dancers and cheap drinks, but it did have exactly what John Kane looked for in a casino – four Game King machines in a row! And for some strange reason, on this day it decided to reward him with a $1000 jackpot.

The only catch being, Kane hadn’t actually won, there had been a glitch. Kane knew the machine inside-out, having installed one in his Nevada home years previously, so he reported the glitch which had rewarded him to the supervisor, but the supervisor just laughed, thinking Kane was joking!

Machines don’t pay out unless you hit the correct sequence. Kane’s video poker hand wasn’t a winner , he had merely hit the Cash Out button to take his more modest winnings to a new machine, but the jackpot candle at the top of the Game King lit up anyway. The $1000 was his to keep, and now Kane knew that there was a serious flaw hidden somewhere inside the machine’s code.

Old school techniques

Now, unlike playing on an online poker site or online casino site like casino.com, these money-making machines are not controlled via the internet, so every piece of code resides in circuit boards which are manually produced, inserted, and checked. Kane wasn’t a programming expert, so he turned to the age-old method of trial and error. If he could discover the flaw, he could win at will!

This turning point in Kane’s life was to lead to some very serious money – and some very serious consequences. He enlisted the help of Andre Nestor, a friend from the good old days when the gaming addicts would play the machines together, desperate for that elusive, life-changing big win.

Nestor was a superstitious guy, a younger man who was haunted by the gambler’s nightmare of not playing the numbers his dreams had told him to, thus missing out on a Pennsylvania lottery jackpot some 15 years earlier.

Hitting the big time

Between them, they worked out the first part of the Game King machine’s bug – you could lose at the lowest levels ( 1 cent) for a long time, but when you finally hit a huge hand, you could suddenly switch to 50 cent play, and the machine would pay out on the much bigger sum!

Jackpot! Lose small, win big!

You had complete control,” said Nestor. 'You could win $500,000 in one day.'

It wasn’t easy to replicate this bug-control plan, but the two men soon developed a winning sequence, and the money started to roll in.

The Double-up and the Missing Link

As with most slots, you can gamble your winnings and take a chance of double-or-nothing and similar options. Now, if you had just cracked a machines fatal flaw and were winning big, would you be satisfied with that or want to double your money?

For Kane and Nestor it was a no-brainer. The DoubleUp feature was free money, and the pair netted more than $100,000 from the Fremont casino alone, but naturally there were eyes on the pair by now!

Casinos track wins and losses in all parts of their domain – after all, they have to make a living too! Spotting that the winning pair of gamblers always used the DoubleUp feature, the casino simply disabled that option, and the Kane Nestor combo started to hit a loss.

Now they knew the DoubleUp option was needed to win anything – nothing happened when it was switched off. And even better for the bad boys, their trial-and-error approach had shown that they could actually replay the same winning hand over-and-over-and-over again!

No honour among thieves

Of course, greed is a terrible thing when it comes to gamblers and money – too much is never enough! Kane and Nestor were soon arguing over the financial split from their ill-gotten gains.

Kane wanted more than half as it was his initial plan and ‘work’ which had brought them their riches. Nestor claimed that he had solved the DoubleUp segment of the puzzle, and therefore they were level. What to do?

Split and hit

Relationships end, and often have serious consequences, and so it was here with Kane and Nestor.

Kane kept his ‘show’ in Vegas, pulling in a haul from the GameKings of more than $500,000 according to the FBI records. His four 9’s on one of the bug-ridden slots in Vegas’ Wynn Casino was paying out for days at a time, eventually netting him $225,240. Nestor, on the other hand, returned to his native Pennsylvania where his own winning streak seemed to have no end.

All good things…

Sometimes the authorities may be slow, but they are generally not stupid! The early summer of easy money was coming to an end for the duo, with Kane’s latest winning streak being watch by the eagle-eyes of the Silverton Casino's director of surveillance, Charles Williams.

After cashing out his latest scoop, Kane was met by casino security as he tried to leave. The game was finally up! As yet, nobody knew how he was doing it, but that didn’t matter – he had to be stopped and the Silverton’s security team did just that, hand-cuffing him to a chair in a back-room.

His $27,000 in cash confiscated, he was soon staring at the face of an armed Gaming Control Board agent and being charged with suspicion of theft. But his friend Nestor was still a free man, living it up in the casinos of Pennsylvania.

…come to an end

Ignoring warnings from his onetime friend and accomplice, John Kane, Nestor continued his wicked ways, also taking close to $500K with his knowledge of the Game King weaknesses. It went on until one fatal day when the casino refused to pay out on his winnings. The Meadows Casino and Racetrack in North Strabane had seen enough – Nestor was now a marked man.

When the State police finally raided his home, it resulted in the biggest gambling scandal the state had seen since legalizing slot machines five years previously. Nestor was charged with a staggering 698 felony counts, had all his winnings taken and was given 10 days in jail to think about what was about to happen.

It’s a federal bust now

What was about to happen took another year, but would scare Nestor and Kane to the core. Their state trials, at jury selection stage, were disrupted by federal officials – they were now under the jurisdiction of the Justice Department. It had been decided that their cases were inter-state crimes, with all the extra possibilities of jail-time that decision brought with it.

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What did we do wrong?

As a defence argument, 'What did we do wrong' it was very clever and very simple:

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We didn’t tamper with the machines, we simply exploited a flaw in the designer’s programming’. As Nestor proclaimed to the media on his federal bust: “They put a machine on the floor, and if it has programming that doesn't take your money and you win on their machine, they will throw you in jail!”

With conspiracy and violations of the Computer Fraud and Abuse Act on the prosecutors table, the assistant US attorney for the District of Nevada Michael Chu stated in court papers that:

To allow customers to access previously played hands of cards at will, would remove the element of chance and obviate the whole purpose of gambling,” adding, “It would certainly be contrary to the rules of poker.”

Slowrolling

For 18 months the show rolled on, the arguments on both sides seemingly having equal merit.

The defense claimed that there couldn’t be computer hacking charges levied against the pair: they hadn’t hacked anything, and if the Game King slots allowed Kane and Nestor to do something, then that something was “authorized access” by definition. “All these guys did is simply push a sequence of buttons that they were legally entitled to push,” claimed Leavitt, Kane's attorney.

In the meantime, other non-gambling hacking cases had been made public, the judge in the Game King case drawing parallels and ordering the prosecutors to justify such charges. They couldn’t and didn’t – and the most dangerous of the charges to the duo were dropped.

The Prisoner’s Dilemma

This classic case of ‘game theory’ was likely well-known to both Kane and Nestor, or at least they managed to replicate the best result for both men!

Basically, the prosecutors offered each of them a deal. The first man to agree to testify against the other would get away with five years of probation and no jail time. The other, obviously, would be hit with the full force of the law.

The traditional view is that the prisoner’s dilemma would see one or both of them offer to testify, even though keeping silent is the optimum for them taken as a pair. To their credit, Kane and Nestor either respected and liked each other too much, realized that the criminal code of keeping schtum was paramount, or, most likely, their lawyers had realized what the prosecution ploy was because they had such a poor case!

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Freedom comes at a cost

Whatever the reason, the Game King kings both declined the offer and…within a few months they were both free men! The government had finally accepted that they couldn’t really argue their case well enough to secure a conviction – the men really had simply exploited a basic flaw in programming.

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And so both men were back on the streets, although quite how much of their winnings they were left with is very unclear. Nestor claimed that he had nothing left and was facing a huge IRS bill on his winnings, some $240,000 being sought, while Kane has kept silent about the whole affair since.

The machine codes, naturally, were analysed, changed and tightened up – although the $1million+ which Kane and Nestor managed to siphon off has doubtless been recouped – and more – by the popular video slot.

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For the gambler who has found a bug, perhaps the moral of the story is not ‘don’t exploit it’, but rather ‘don’t be greedy and don’t get caught!’

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